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Top home equity lenders in Nebraska (2025)

Open-end home equity lines of credit. Denial rates run far higher on HELOCs than on purchase mortgages, so compare these lenders only with each other.

65kApplications in NE
15.1%State decision denial rate
6.63%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Nebraska ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeHELOC applicationsApplicationsDenial rateMedian rate
1 CentrisOmaha, NE B 730 2,002 16.3% 6.25%
2 U.S. BankCincinnati, OH D 626 2,163 32.9% 6.99%
3 Veridian Credit UnionWaterloo, IA B 481 2,051 9.8% 6.49%
4 Metro CUOmaha, NE B 410 1,077 25.5% 5.75%
5 First National Bank of OmahaOmaha, NE C 403 2,902 19.6% 7.00%
6 Coastal Community BankEverett, WA C 393 624 1.1% 10.62%
7 Pennymac Loan ServicesWestlake Village, CA C 284 1,137 11.8% 6.49%
8 Pinnacle BankLincoln, NE B 271 3,371 4.3% 6.95%
9 Figure LendingCharlotte, NC C 228 333 24.3% 8.85%
10 Union Bank and TrustLincoln, NE B 199 1,835 10.0% 6.50%
11 Loandepot.ComIrvine, CA D 195 507 30.2% 6.99%
12 Discover BankGreenwood, DE F 194 387 45.7% 8.77%
13 Spring EqConshohocken, PA D 192 353 46.7% 9.83%
14 Sofi BankCottonwood Heights, UT D 176 317 7.9% 7.87%
15 BMO BankChicago, IL F 172 609 30.1% 8.73%
16 Navy Federal Credit UnionVienna, VA D 156 639 18.2% 6.75%
17 Nationstar MortgageCoppell, TX C 153 407 12.8% 7.49%
18 Cobalt Credit UnionPapillion, NE B 118 510 7.5% 6.99%
19 Rocket MortgagePlymouth, MI C 107 3,384 17.6% 6.75%
20 Broker SolutionsTustin, CA D 94 552 7.8% 6.88%
21 Bank of AmericaCharlotte, NC F 72 270 33.0% 5.99%
22 LendageSan Mateo, CA B 71 111 10.8% 11.00%
23 Unnamed lender 254900QLC1XSIUN3OF82 F 61 189 19.6% —
24 Citizens BankProvidence, RI C 61 290 17.9% 6.88%
25 First Interstate BankBillings, MT D 60 342 34.5% 8.25%
26 Mutual of Omaha MortgageSan Diego, CA C 55 400 13.8% 6.38%
27 Better MortgageNew York, NY F 51 176 26.1% 6.81%
28 Lakeview Loan ServicingCoral Gables, FL C 50 230 29.6% 6.25%
29 FIRST NEBRASKA Credit UnionOmaha, NE C 43 165 13.3% —
30 American National BankOmaha, NE C 34 424 7.8% 6.75%
31 Cornerstone BankYork, NE C 33 194 18.0% —
32 Northwest BankSpencer, IA A 31 271 2.6% 6.50%
33 West Gate BankLincoln, NE A 31 2,040 5.0% 6.50%
34 PNC BankWilmington, DE D 30 89 24.7% 6.56%
35 Five Points BankGrand Island, A 27 341 2.4% —
36 Cornhusker BankLincoln, NE A 27 478 5.0% —
37 Rvr BankFremont, NE B 26 271 10.0% —
38 Home Federal Savings and Loan Association of Grand IslandGrand Island, NE B 23 259 8.9% 6.88%
39 Wells Fargo BankCharlotte, NC B 23 515 16.9% 6.38%
40 Crosscountry MortgageCleveland, OH B 22 125 3.2% 6.50%
41 Finance of America ReverseTulsa, OK C 21 32 3.1% 6.13%
42 LPS Employees Federal Credit UnionLincoln, NE – 21 80 0.0% —
43 Meridian Trust Federal Credit UnionCheyenne, WY B 21 96 14.6% 6.50%
44 JPMorgan Chase BankColumbus, OH B 21 273 12.8% 6.49%
45 Guaranteed RateChicago, IL B 21 863 4.1% 6.50%
46 Frontier BankOmaha, NE B 20 400 4.3% 7.00%
47 Kellogg Midwest Federal Credit UnionLavista, NE – 18 42 33.3% 7.25%
48 Empeople Credit UnionMoline, IL C 18 59 27.1% 6.49%
49 Pentagon Federal Credit UnionMclean, VA F 18 105 27.6% 7.56%
50 Firstbank of NebraskaWahoo, NE A 15 127 0.8% —

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.