Wells Fargo Bank in Nebraska vs the state
16.9%Denial rate+4.36 pts vs state
23.3%Decision denial rate+8.18 pts vs state
55.5%Origination rate-11.75 pts vs state
6.38%Median rate-0.25 pts vs state
0.23Rate spread (pts)0.00 pts vs state
$91kMedian applicant income
286Loans originated
87Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 750 | 419 | 21.5% | 6.38% | #16 |
| 2024 | 515 | 251 | 21.2% | 6.38% | #27 |
| 2025 | 515 | 286 | 16.9% | 6.38% | #32 |
What Wells Fargo Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Wells Fargo Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 167 | 91 | 31 | 18.6% |
| Lancaster County | 83 | 52 | 11 | 13.3% |
| Sarpy County | 61 | 30 | 10 | 16.4% |
| Buffalo County | 13 | 11 | 0 | 0.0% |
| Hall County | 12 | 4 | 2 | 16.7% |
| Lincoln County | 12 | 10 | 1 | 8.3% |
| Adams County | 11 | 8 | 0 | 0.0% |
| Platte County | 10 | 7 | 1 | 10.0% |
| Box Butte County | 8 | 3 | 3 | 37.5% |
| Dodge County | 8 | 3 | 2 | 25.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 515 applications in 2025, of which 286 were originated and 87 denied.
16.9% of all applications, or 23.3% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Wells Fargo Bank originated in Nebraska in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Wells Fargo Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology