Centris in Nebraska vs the state
16.3%Denial rate+3.80 pts vs state
19.2%Decision denial rate+4.03 pts vs state
65.8%Origination rate-1.45 pts vs state
6.25%Median rate-0.38 pts vs state
-0.11Rate spread (pts)-0.34 pts vs state
$107kMedian applicant income
1,318Loans originated
327Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,680 | 1,103 | 17.5% | 7.00% | #6 |
| 2024 | 1,828 | 1,147 | 19.9% | 7.13% | #8 |
| 2025 | 2,002 | 1,318 | 16.3% | 6.25% | #8 |
What Centris lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Centris applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 1,193 | 771 | 199 | 16.7% |
| Sarpy County | 453 | 313 | 65 | 14.3% |
| Lincoln County | 111 | 80 | 11 | 9.9% |
| Hall County | 80 | 47 | 19 | 23.8% |
| Washington County | 34 | 23 | 8 | 23.5% |
| Cass County | 33 | 21 | 6 | 18.2% |
| Lancaster County | 25 | 17 | 5 | 20.0% |
| Saunders County | 20 | 15 | 1 | 5.0% |
| Dodge County | 10 | 8 | 1 | 10.0% |
| Adams County | 7 | 3 | 3 | 42.9% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
| United Shore Financial Services | B | 1,558 | 8.2% | 6.37% |
Frequently asked questions
Nebraska: 2,002 applications in 2025, of which 1,318 were originated and 327 denied.
16.3% of all applications, or 19.2% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Centris originated in Nebraska in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Centris's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology