Largest lenders in Dodge County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Pinnacle Bank | B | 216 | 179 | 6.9% | 7.00% |
| 2 | Rvr Bank | B | 138 | 102 | 15.2% | — |
| 3 | First National Bank of Omaha | C | 114 | 75 | 18.4% | 6.99% |
| 4 | West Gate Bank | A | 96 | 90 | 3.1% | 6.38% |
| 5 | Rocket Mortgage | C | 71 | 49 | 21.1% | 6.88% |
| 6 | Regent Financial Group | B | 35 | 29 | 0.0% | 6.13% |
| 7 | U.S. Bank | D | 32 | 17 | 28.1% | 6.63% |
| 8 | Castle & Cooke Mortgage | C | 31 | 28 | 6.5% | 6.75% |
| 9 | Mortgage Research Center | C | 30 | 17 | 13.3% | 6.25% |
| 10 | First Community Bank | – | 29 | 24 | 6.9% | — |
| 11 | Charter West Bank | C | 27 | 23 | 0.0% | 6.88% |
| 12 | United Shore Financial Services | B | 20 | 14 | 25.0% | 6.56% |
| 13 | Guaranteed Rate | B | 16 | 11 | 0.0% | 6.55% |
| 14 | Freedom Mortgage | B | 16 | 7 | 12.5% | 6.13% |
| 15 | New Day Financial | F | 15 | 4 | 26.7% | 6.81% |
| 16 | BMO Bank | F | 14 | 4 | 57.1% | 6.81% |
| 17 | Loandepot.Com | D | 13 | 7 | 30.8% | 6.49% |
| 18 | Pennymac Loan Services | C | 12 | 5 | 8.3% | 8.25% |
| 19 | Fairway Independent Mortgage | B | 12 | 5 | 16.7% | 6.25% |
| 20 | Veridian Credit Union | B | 11 | 9 | 0.0% | 6.74% |
| 21 | Guild Mortgage | A | 11 | 10 | 0.0% | 6.81% |
| 22 | Centris | B | 10 | 8 | 10.0% | 6.69% |
| 23 | Churchill Mortgage | B | 10 | 10 | 0.0% | 6.69% |
| 24 | Coastal Community Bank | C | 10 | 2 | 10.0% | 10.37% |
| 25 | AmeriSave Mortgage | D | 9 | 4 | 55.6% | 6.81% |
Best approval odds in Dodge County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | West Gate Bank | 96 | 3.1% |
| 2 | Pinnacle Bank | 194 | 7.7% |
| 3 | Rvr Bank | 138 | 15.2% |
| 4 | First National Bank of Omaha | 97 | 21.7% |
| 5 | Rocket Mortgage | 65 | 23.1% |
What Dodge County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Dodge County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,136 | 809 | 12.6% | 6.99% | $135,000 |
| 2024 | 1,210 | 818 | 15.0% | 6.75% | $145,000 |
| 2025 | 1,294 | 899 | 14.1% | 6.75% | $155,000 |
Frequently asked questions
14.1% of applications in Dodge County were denied in 2025, against 12.5% statewide in Nebraska.
Pinnacle Bank, with 216 applications in 2025 and a denial rate of 6.9%.
The median mortgage application in Dodge County in 2025 was for $155,000; the median property value on originated loans was $245,000.