Fairway Independent Mortgage in Nebraska vs the state
4.8%Denial rate-7.78 pts vs state
5.7%Decision denial rate-9.46 pts vs state
77.6%Origination rate+10.35 pts vs state
6.13%Median rate-0.50 pts vs state
0.27Rate spread (pts)+0.04 pts vs state
$84kMedian applicant income
687Loans originated
42Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 640 | 522 | 3.1% | 6.75% | #18 |
| 2024 | 673 | 565 | 3.4% | 6.50% | #19 |
| 2025 | 885 | 687 | 4.8% | 6.13% | #17 |
What Fairway Independent Mortgage lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Fairway Independent Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 368 | 281 | 19 | 5.2% |
| Sarpy County | 138 | 109 | 8 | 5.8% |
| Lancaster County | 118 | 90 | 4 | 3.4% |
| Hall County | 113 | 97 | 1 | 0.9% |
| Dawson County | 36 | 32 | 0 | 0.0% |
| Cass County | 16 | 11 | 1 | 6.3% |
| Dodge County | 12 | 5 | 2 | 16.7% |
| Lincoln County | 8 | 7 | 0 | 0.0% |
| Adams County | 8 | 6 | 0 | 0.0% |
| Saunders County | 7 | 6 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 885 applications in 2025, of which 687 were originated and 42 denied.
4.8% of all applications, or 5.7% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Fairway Independent Mortgage originated in Nebraska in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Fairway Independent Mortgage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology