Charter West Bank in Nebraska vs the state
6.6%Denial rate-5.89 pts vs state
8.5%Decision denial rate-6.61 pts vs state
71.1%Origination rate+3.84 pts vs state
6.50%Median rate-0.13 pts vs state
0.29Rate spread (pts)+0.06 pts vs state
$91kMedian applicant income
1,606Loans originated
150Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,705 | 1,310 | 5.2% | 6.88% | #5 |
| 2024 | 2,002 | 1,422 | 7.4% | 6.63% | #5 |
| 2025 | 2,258 | 1,606 | 6.6% | 6.50% | #4 |
What Charter West Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Charter West Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 742 | 532 | 41 | 5.5% |
| Sarpy County | 300 | 226 | 7 | 2.3% |
| Lancaster County | 207 | 167 | 4 | 1.9% |
| Platte County | 114 | 84 | 12 | 10.5% |
| Hall County | 89 | 62 | 12 | 13.5% |
| Buffalo County | 86 | 62 | 6 | 7.0% |
| Red Willow County | 73 | 53 | 5 | 6.8% |
| Adams County | 71 | 44 | 11 | 15.5% |
| Madison County | 68 | 46 | 7 | 10.3% |
| Dawson County | 35 | 21 | 2 | 5.7% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
| United Shore Financial Services | B | 1,558 | 8.2% | 6.37% |
Frequently asked questions
Nebraska: 2,258 applications in 2025, of which 1,606 were originated and 150 denied.
6.6% of all applications, or 8.5% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Charter West Bank originated in Nebraska in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Charter West Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology