Largest lenders in Red Willow County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Charter West Bank | C | 73 | 53 | 6.9% | 6.50% |
| 2 | MNB Bank | B | 55 | 50 | 5.5% | — |
| 3 | Pinnacle Bank | B | 24 | 21 | 0.0% | 6.88% |
| 4 | Rocket Mortgage | C | 19 | 13 | 21.1% | 6.99% |
| 5 | U.S. Bank | D | 12 | 4 | 41.7% | 7.38% |
| 6 | Mortgage Research Center | C | 9 | 5 | 22.2% | 6.63% |
| 7 | Pennymac Loan Services | C | 8 | 2 | 0.0% | 6.06% |
| 8 | AmeriSave Mortgage | D | 6 | 0 | 66.7% | — |
| 9 | West Gate Bank | A | 6 | 6 | 0.0% | 6.63% |
| 10 | Wells Fargo Bank | B | 5 | 3 | 0.0% | 6.25% |
| 11 | New Day Financial | F | 5 | 1 | 40.0% | 6.49% |
Best approval odds in Red Willow County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | MNB Bank | 53 | 5.7% |
| 2 | Charter West Bank | 58 | 8.6% |
What Red Willow County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Red Willow County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 213 | 152 | 10.8% | 6.95% | $125,000 |
| 2024 | 304 | 188 | 20.7% | 6.88% | $125,000 |
| 2025 | 302 | 199 | 12.3% | 6.63% | $125,000 |
Frequently asked questions
12.3% of applications in Red Willow County were denied in 2025, against 12.5% statewide in Nebraska.
Charter West Bank, with 73 applications in 2025 and a denial rate of 6.9%.
The median mortgage application in Red Willow County in 2025 was for $125,000; the median property value on originated loans was $185,000.