AmeriSave Mortgage · Nebraska · 2025

AmeriSave Mortgage in Nebraska: approval rate, denial rate and rates (2025)

AmeriSave Mortgage took 568 mortgage applications in Nebraska in 2025, ranking #27 of 565 lenders active in the state. It originated 26.4% of them and denied 60.0% (68.3% of the applications it decided), against a statewide denial rate of 12.5%.

568Applicationsin NE
68.3%Decision denial ratestate 15.1%
8.00%Median ratestate 6.63%
$95,000Median loanstate $185,000
$16MVolume74 counties

AmeriSave Mortgage in Nebraska vs the state

60.0%Denial rate+47.51 pts vs state
68.3%Decision denial rate+53.20 pts vs state
26.4%Origination rate-40.87 pts vs state
8.00%Median rate+1.38 pts vs state
2.46Rate spread (pts)+2.24 pts vs state
$62kMedian applicant income
150Loans originated
341Denied

Trend in Nebraska

YearApplicationsOriginatedDenial rateMedian rateRank in state
20235448518.2%6.25%#23
20246648772.9%8.63%#21
202556815060.0%8.00%#27

What AmeriSave Mortgage lends in Nebraska

By loan purpose

Home purchase 20 4% · 45.0% denied
Refinance 15 3% · 86.7% denied
Cash-out refinance 533 94% · 59.9% denied

By loan type

Conventional 359 63% · 54.0% denied
FHA 170 30% · 70.6% denied
VA 38 7% · 71.1% denied
USDA / RHS 1 0% · 0.0% denied

Why it denied Nebraska applicants

Incomplete application 210 62%
Debt-to-income ratio 44 13%
Collateral 35 10%
Credit history 21 6%
Unverifiable information 20 6%
Insufficient cash 6 2%
Other 5 1%

Where in Nebraska

Counties with the most AmeriSave Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Douglas County 1574984 53.5%
Lancaster County 592132 54.2%
Sarpy County 53836 67.9%
Lincoln County 22119 40.9%
Cass County 16311 68.8%
Adams County 1429 64.3%
Scotts Bluff County 1429 64.3%
Hall County 1257 58.3%
Buffalo County 1018 80.0%
Richardson County 917 77.8%

Other large lenders in Nebraska

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,38417.6%6.75%
Pinnacle BankB 3,3714.3%6.95%
First National Bank of OmahaC 2,90219.6%7.00%
Charter West BankC 2,2586.6%6.50%
U.S. BankD 2,16332.9%6.99%
Veridian Credit UnionB 2,0519.8%6.49%
West Gate BankA 2,0405.0%6.50%
CentrisB 2,00216.3%6.25%
Union Bank and TrustB 1,83510.0%6.50%
Mortgage Research CenterC 1,65112.5%6.25%

Frequently asked questions

Nebraska: 568 applications in 2025, of which 150 were originated and 341 denied.

60.0% of all applications, or 68.3% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.

The median rate on loans AmeriSave Mortgage originated in Nebraska in 2025 was 8.00%, against a statewide median of 6.63%.

About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology