Rocket Mortgage in Nebraska vs the state
17.6%Denial rate+5.11 pts vs state
18.8%Decision denial rate+3.65 pts vs state
73.3%Origination rate+6.01 pts vs state
6.75%Median rate+0.13 pts vs state
0.68Rate spread (pts)+0.46 pts vs state
$89kMedian applicant income
2,480Loans originated
597Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,099 | 1,487 | 20.1% | 6.63% | #4 |
| 2024 | 2,537 | 1,917 | 17.7% | 6.75% | #3 |
| 2025 | 3,384 | 2,480 | 17.6% | 6.75% | #1 |
What Rocket Mortgage lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 909 | 677 | 149 | 16.4% |
| Lancaster County | 435 | 333 | 60 | 13.8% |
| Sarpy County | 419 | 314 | 69 | 16.5% |
| Scotts Bluff County | 97 | 82 | 10 | 10.3% |
| Cass County | 82 | 61 | 13 | 15.9% |
| Lincoln County | 82 | 62 | 16 | 19.5% |
| Hall County | 79 | 56 | 16 | 20.3% |
| Dodge County | 71 | 49 | 15 | 21.1% |
| Buffalo County | 66 | 53 | 9 | 13.6% |
| Platte County | 53 | 42 | 4 | 7.5% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
| United Shore Financial Services | B | 1,558 | 8.2% | 6.37% |
Frequently asked questions
Nebraska: 3,384 applications in 2025, of which 2,480 were originated and 597 denied.
17.6% of all applications, or 18.8% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Rocket Mortgage originated in Nebraska in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology