United Shore Financial Services in Nebraska vs the state
8.2%Denial rate-4.31 pts vs state
9.3%Decision denial rate-5.84 pts vs state
77.7%Origination rate+10.45 pts vs state
6.37%Median rate-0.26 pts vs state
0.05Rate spread (pts)-0.18 pts vs state
$100kMedian applicant income
1,211Loans originated
128Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 829 | 686 | 6.4% | 6.99% | #15 |
| 2024 | 1,048 | 837 | 9.1% | 6.62% | #12 |
| 2025 | 1,558 | 1,211 | 8.2% | 6.37% | #11 |
What United Shore Financial Services lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most United Shore Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 659 | 536 | 40 | 6.1% |
| Sarpy County | 315 | 265 | 11 | 3.5% |
| Lancaster County | 194 | 138 | 29 | 14.9% |
| Platte County | 28 | 19 | 4 | 14.3% |
| Buffalo County | 27 | 24 | 0 | 0.0% |
| Hall County | 27 | 18 | 4 | 14.8% |
| Cass County | 25 | 18 | 4 | 16.0% |
| Dodge County | 20 | 14 | 5 | 25.0% |
| Washington County | 18 | 14 | 2 | 11.1% |
| Saunders County | 18 | 16 | 1 | 5.6% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 1,558 applications in 2025, of which 1,211 were originated and 128 denied.
8.2% of all applications, or 9.3% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans United Shore Financial Services originated in Nebraska in 2025 was 6.37%, against a statewide median of 6.63%.
About this data. Figures are United Shore Financial Services's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology