Veridian Credit Union in Nebraska vs the state
9.8%Denial rate-2.73 pts vs state
12.1%Decision denial rate-3.04 pts vs state
70.4%Origination rate+3.12 pts vs state
6.49%Median rate-0.13 pts vs state
-0.23Rate spread (pts)-0.45 pts vs state
$128kMedian applicant income
1,444Loans originated
201Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,452 | 964 | 13.2% | 7.00% | #8 |
| 2024 | 1,944 | 1,286 | 14.1% | 6.99% | #6 |
| 2025 | 2,051 | 1,444 | 9.8% | 6.49% | #6 |
What Veridian Credit Union lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Veridian Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 1,279 | 895 | 122 | 9.5% |
| Sarpy County | 572 | 422 | 54 | 9.4% |
| Lancaster County | 44 | 35 | 3 | 6.8% |
| Cass County | 36 | 25 | 3 | 8.3% |
| Washington County | 31 | 21 | 2 | 6.5% |
| Saunders County | 16 | 9 | 3 | 18.8% |
| Dodge County | 11 | 9 | 0 | 0.0% |
| Platte County | 5 | 2 | 2 | 40.0% |
| Hall County | 4 | 1 | 2 | 50.0% |
| Burt County | 4 | 2 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
| United Shore Financial Services | B | 1,558 | 8.2% | 6.37% |
Frequently asked questions
Nebraska: 2,051 applications in 2025, of which 1,444 were originated and 201 denied.
9.8% of all applications, or 12.1% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Veridian Credit Union originated in Nebraska in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Veridian Credit Union's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology