U.S. Bank in Nebraska vs the state
32.9%Denial rate+20.39 pts vs state
38.7%Decision denial rate+23.53 pts vs state
51.4%Origination rate-15.87 pts vs state
6.99%Median rate+0.37 pts vs state
0.55Rate spread (pts)+0.33 pts vs state
$90kMedian applicant income
1,112Loans originated
712Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,172 | 1,091 | 37.0% | 7.50% | #3 |
| 2024 | 2,082 | 1,069 | 34.3% | 7.38% | #4 |
| 2025 | 2,163 | 1,112 | 32.9% | 6.99% | #5 |
What U.S. Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most U.S. Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 769 | 385 | 268 | 34.9% |
| Lancaster County | 493 | 286 | 121 | 24.5% |
| Sarpy County | 230 | 120 | 72 | 31.3% |
| Madison County | 56 | 30 | 17 | 30.4% |
| Hall County | 56 | 24 | 23 | 41.1% |
| Buffalo County | 45 | 23 | 16 | 35.6% |
| Adams County | 41 | 20 | 19 | 46.3% |
| Platte County | 38 | 14 | 19 | 50.0% |
| Scotts Bluff County | 36 | 14 | 17 | 47.2% |
| Dodge County | 32 | 17 | 9 | 28.1% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
| United Shore Financial Services | B | 1,558 | 8.2% | 6.37% |
Frequently asked questions
Nebraska: 2,163 applications in 2025, of which 1,112 were originated and 712 denied.
32.9% of all applications, or 38.7% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans U.S. Bank originated in Nebraska in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are U.S. Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology