West Gate Bank in Nebraska vs the state
5.0%Denial rate-7.58 pts vs state
5.0%Decision denial rate-10.15 pts vs state
84.5%Origination rate+17.23 pts vs state
6.50%Median rate-0.13 pts vs state
-0.04Rate spread (pts)-0.26 pts vs state
$100kMedian applicant income
1,724Loans originated
101Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,258 | 1,039 | 5.8% | 6.75% | #9 |
| 2024 | 1,849 | 1,593 | 4.5% | 6.50% | #7 |
| 2025 | 2,040 | 1,724 | 5.0% | 6.50% | #7 |
What West Gate Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most West Gate Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lancaster County | 401 | 335 | 15 | 3.7% |
| Douglas County | 361 | 290 | 13 | 3.6% |
| Sarpy County | 108 | 96 | 5 | 4.6% |
| Dodge County | 96 | 90 | 3 | 3.1% |
| Madison County | 94 | 90 | 0 | 0.0% |
| Washington County | 68 | 56 | 5 | 7.4% |
| Buffalo County | 67 | 61 | 2 | 3.0% |
| Platte County | 64 | 48 | 8 | 12.5% |
| Seward County | 50 | 32 | 8 | 16.0% |
| York County | 49 | 43 | 1 | 2.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
| United Shore Financial Services | B | 1,558 | 8.2% | 6.37% |
Frequently asked questions
Nebraska: 2,040 applications in 2025, of which 1,724 were originated and 101 denied.
5.0% of all applications, or 5.0% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans West Gate Bank originated in Nebraska in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are West Gate Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology