Largest lenders in York County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | West Gate Bank | A | 49 | 43 | 2.0% | 6.38% |
| 2 | Rocket Mortgage | C | 41 | 29 | 24.4% | 6.88% |
| 3 | Cornerstone Bank | C | 39 | 18 | 25.6% | — |
| 4 | Union Bank and Trust | B | 27 | 18 | 22.2% | 6.50% |
| 5 | Paramount Residential Mortgage Group | B | 19 | 14 | 0.0% | 6.44% |
| 6 | Pinnacle Bank | B | 18 | 17 | 0.0% | 6.63% |
| 7 | Mortgage Research Center | C | 14 | 8 | 0.0% | 6.25% |
| 8 | U.S. Bank | D | 11 | 5 | 54.6% | 7.63% |
| 9 | First National Bank of Omaha | C | 9 | 7 | 0.0% | 7.49% |
| 10 | Freedom Mortgage | B | 8 | 4 | 25.0% | 6.25% |
| 11 | Pennymac Loan Services | C | 7 | 4 | 0.0% | 6.31% |
| 12 | United Shore Financial Services | B | 7 | 6 | 0.0% | 6.06% |
| 13 | New Day Financial | F | 6 | 0 | 16.7% | — |
| 14 | Moria Development | B | 6 | 4 | 0.0% | 6.75% |
| 15 | Fairway Independent Mortgage | B | 6 | 4 | 0.0% | 6.00% |
| 16 | Charter West Bank | C | 5 | 4 | 20.0% | 6.69% |
| 17 | First State Bank Nebraska | C | 5 | 5 | 0.0% | — |
| 18 | Loandepot.Com | D | 5 | 4 | 0.0% | 8.44% |
What York County borrowers applied for
By loan purpose
By loan type
Why applications were denied
York County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 335 | 217 | 15.8% | 6.75% | $125,000 |
| 2024 | 324 | 218 | 15.1% | 6.63% | $135,000 |
| 2025 | 388 | 247 | 15.7% | 6.50% | $145,000 |
Frequently asked questions
15.7% of applications in York County were denied in 2025, against 12.5% statewide in Nebraska.
West Gate Bank, with 49 applications in 2025 and a denial rate of 2.0%.
The median mortgage application in York County in 2025 was for $145,000; the median property value on originated loans was $205,000.