Loandepot.Com in Nebraska vs the state
30.2%Denial rate+17.65 pts vs state
36.1%Decision denial rate+20.94 pts vs state
52.1%Origination rate-15.21 pts vs state
6.99%Median rate+0.37 pts vs state
0.90Rate spread (pts)+0.67 pts vs state
$68kMedian applicant income
264Loans originated
153Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 250 | 128 | 30.0% | 6.25% | #55 |
| 2024 | 428 | 191 | 32.7% | 6.99% | #36 |
| 2025 | 507 | 264 | 30.2% | 6.99% | #34 |
What Loandepot.Com lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 143 | 74 | 46 | 32.2% |
| Lancaster County | 65 | 38 | 9 | 13.8% |
| Sarpy County | 51 | 31 | 11 | 21.6% |
| Lincoln County | 18 | 7 | 10 | 55.6% |
| Hall County | 15 | 8 | 6 | 40.0% |
| Dodge County | 13 | 7 | 4 | 30.8% |
| Gage County | 12 | 8 | 4 | 33.3% |
| Dawson County | 12 | 7 | 3 | 25.0% |
| Scotts Bluff County | 12 | 6 | 3 | 25.0% |
| Madison County | 10 | 4 | 5 | 50.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 507 applications in 2025, of which 264 were originated and 153 denied.
30.2% of all applications, or 36.1% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Loandepot.Com originated in Nebraska in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology