Largest lenders in Dawson County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Pinnacle Bank | B | 62 | 39 | 16.1% | 7.20% |
| 2 | Rocket Mortgage | C | 49 | 33 | 24.5% | 6.75% |
| 3 | West Gate Bank | A | 48 | 45 | 0.0% | 6.50% |
| 4 | Home Federal Savings and Loan Association of Grand Island | B | 44 | 32 | 25.0% | 7.00% |
| 5 | Unnamed lender 254900QLC1XSIUN3OF82 | F | 40 | 23 | 25.0% | — |
| 6 | Fairway Independent Mortgage | B | 36 | 32 | 0.0% | 6.13% |
| 7 | Charter West Bank | C | 35 | 21 | 5.7% | 6.38% |
| 8 | Dayspring Bank | A | 29 | 24 | 10.3% | 6.50% |
| 9 | First Interstate Bank | D | 26 | 11 | 46.2% | 8.25% |
| 10 | Security First Bank | A | 25 | 22 | 4.0% | 6.75% |
| 11 | Pennymac Loan Services | C | 21 | 8 | 28.6% | 6.50% |
| 12 | U.S. Bank | D | 16 | 6 | 50.0% | 8.75% |
| 13 | Freedom Mortgage | B | 13 | 7 | 23.1% | 6.25% |
| 14 | Broker Solutions | D | 12 | 5 | 16.7% | 6.99% |
| 15 | Loandepot.Com | D | 12 | 7 | 25.0% | 6.99% |
| 16 | First National Bank of Omaha | C | 11 | 7 | 18.2% | 7.13% |
| 17 | United Shore Financial Services | B | 10 | 7 | 20.0% | 5.99% |
| 18 | Plains Commerce Bank | B | 9 | 4 | 22.2% | 6.25% |
| 19 | Mortgage Research Center | C | 9 | 3 | 0.0% | 6.50% |
| 20 | Adams Bank & Trust | C | 9 | 8 | 11.1% | 6.55% |
| 21 | AmeriSave Mortgage | D | 8 | 2 | 50.0% | 6.44% |
| 22 | Servion | B | 8 | 6 | 12.5% | 6.44% |
| 23 | Mutual of Omaha Mortgage | C | 6 | 5 | 0.0% | 6.13% |
| 24 | Coastal Community Bank | C | 6 | 2 | 0.0% | 10.24% |
| 25 | Wells Fargo Bank | B | 5 | 2 | 20.0% | 7.00% |
What Dawson County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Dawson County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 403 | 245 | 20.6% | 6.95% | $135,000 |
| 2024 | 600 | 369 | 19.7% | 6.88% | $135,000 |
| 2025 | 663 | 429 | 17.0% | 6.63% | $125,000 |
Frequently asked questions
17.0% of applications in Dawson County were denied in 2025, against 12.5% statewide in Nebraska.
Pinnacle Bank, with 62 applications in 2025 and a denial rate of 16.1%.
The median mortgage application in Dawson County in 2025 was for $125,000; the median property value on originated loans was $215,000.