Plains Commerce Bank in Nebraska vs the state
7.9%Denial rate-4.65 pts vs state
10.8%Decision denial rate-4.39 pts vs state
65.4%Origination rate-1.90 pts vs state
6.38%Median rate-0.25 pts vs state
0.24Rate spread (pts)+0.02 pts vs state
$93kMedian applicant income
357Loans originated
43Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 321 | 208 | 6.2% | 6.75% | #41 |
| 2024 | 479 | 306 | 6.7% | 6.75% | #31 |
| 2025 | 546 | 357 | 7.9% | 6.38% | #30 |
What Plains Commerce Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Plains Commerce Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 173 | 113 | 5 | 2.9% |
| Sarpy County | 72 | 54 | 3 | 4.2% |
| Platte County | 62 | 46 | 7 | 11.3% |
| Lancaster County | 35 | 25 | 3 | 8.6% |
| Cedar County | 16 | 9 | 0 | 0.0% |
| Cass County | 15 | 9 | 2 | 13.3% |
| Buffalo County | 15 | 14 | 0 | 0.0% |
| Colfax County | 14 | 9 | 4 | 28.6% |
| Butler County | 12 | 4 | 3 | 25.0% |
| Holt County | 12 | 8 | 1 | 8.3% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 546 applications in 2025, of which 357 were originated and 43 denied.
7.9% of all applications, or 10.8% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Plains Commerce Bank originated in Nebraska in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Plains Commerce Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology