Mortgage Research Center in Nebraska vs the state
12.5%Denial rate+0.01 pts vs state
17.8%Decision denial rate+2.63 pts vs state
57.5%Origination rate-9.74 pts vs state
6.25%Median rate-0.38 pts vs state
-0.18Rate spread (pts)-0.41 pts vs state
$93kMedian applicant income
950Loans originated
207Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,144 | 709 | 10.3% | 6.75% | #11 |
| 2024 | 1,369 | 823 | 11.5% | 6.50% | #10 |
| 2025 | 1,651 | 950 | 12.5% | 6.25% | #10 |
What Mortgage Research Center lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Mortgage Research Center applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 419 | 251 | 47 | 11.2% |
| Sarpy County | 394 | 270 | 36 | 9.1% |
| Lancaster County | 184 | 83 | 30 | 16.3% |
| Lincoln County | 45 | 22 | 14 | 31.1% |
| Cass County | 42 | 21 | 3 | 7.1% |
| Scotts Bluff County | 35 | 16 | 7 | 20.0% |
| Dodge County | 30 | 17 | 4 | 13.3% |
| Buffalo County | 27 | 19 | 6 | 22.2% |
| Gage County | 26 | 16 | 1 | 3.8% |
| Madison County | 19 | 15 | 1 | 5.3% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| United Shore Financial Services | B | 1,558 | 8.2% | 6.37% |
Frequently asked questions
Nebraska: 1,651 applications in 2025, of which 950 were originated and 207 denied.
12.5% of all applications, or 17.8% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Mortgage Research Center originated in Nebraska in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Research Center's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology