Servion · Nebraska · 2025

Servion in Nebraska: approval rate, denial rate and rates (2025)

Servion took 53 mortgage applications in Nebraska in 2025, ranking #140 of 565 lenders active in the state. It originated 84.9% of them and denied 3.8% (4.3% of the applications it decided), against a statewide denial rate of 12.5%.

53Applicationsin NE
4.3%Decision denial ratestate 15.1%
6.38%Median ratestate 6.63%
$205,000Median loanstate $185,000
$11MVolume13 counties

Servion in Nebraska vs the state

3.8%Denial rate-8.76 pts vs state
4.3%Decision denial rate-10.88 pts vs state
84.9%Origination rate+17.63 pts vs state
6.38%Median rate-0.25 pts vs state
0.34Rate spread (pts)+0.12 pts vs state
$81kMedian applicant income
45Loans originated
2Denied

Trend in Nebraska

YearApplicationsOriginatedDenial rateMedian rateRank in state
202327240.0%6.88%#162
202436315.6%6.50%#150
202553453.8%6.38%#140

What Servion lends in Nebraska

By loan purpose

Home purchase 41 77% · 2.4% denied
Refinance 4 8% · 0.0% denied
Cash-out refinance 8 15% · 12.5% denied

By loan type

Conventional 39 74% · 0.0% denied
FHA 9 17% · 22.2% denied
VA 4 8% · 0.0% denied
USDA / RHS 1 2% · 0.0% denied

Why it denied Nebraska applicants

Credit history 1 50%
Debt-to-income ratio 1 50%

Where in Nebraska

Counties with the most Servion applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Douglas County 20171 5.0%
Dawson County 861 12.5%
Sarpy County 770 0.0%
Buffalo County 540 0.0%
Lancaster County 540 0.0%
Sherman County 110 0.0%
Custer County 110 0.0%
Kearney County 110 0.0%
Dakota County 110 0.0%
Scotts Bluff County 100 0.0%

Other large lenders in Nebraska

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,38417.6%6.75%
Pinnacle BankB 3,3714.3%6.95%
First National Bank of OmahaC 2,90219.6%7.00%
Charter West BankC 2,2586.6%6.50%
U.S. BankD 2,16332.9%6.99%
Veridian Credit UnionB 2,0519.8%6.49%
West Gate BankA 2,0405.0%6.50%
CentrisB 2,00216.3%6.25%
Union Bank and TrustB 1,83510.0%6.50%
Mortgage Research CenterC 1,65112.5%6.25%

Frequently asked questions

Nebraska: 53 applications in 2025, of which 45 were originated and 2 denied.

3.8% of all applications, or 4.3% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.

The median rate on loans Servion originated in Nebraska in 2025 was 6.38%, against a statewide median of 6.63%.

About this data. Figures are Servion's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology