Coastal Community Bank in Nebraska vs the state
1.1%Denial rate-11.41 pts vs state
1.5%Decision denial rate-13.69 pts vs state
30.1%Origination rate-37.15 pts vs state
10.62%Median rate+3.99 pts vs state
3.49Rate spread (pts)+3.26 pts vs state
$115kMedian applicant income
188Loans originated
7Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 291 | 113 | 1.4% | 13.74% | #46 |
| 2024 | 437 | 128 | 2.1% | 12.99% | #34 |
| 2025 | 624 | 188 | 1.1% | 10.62% | #25 |
What Coastal Community Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 161 | 45 | 3 | 1.9% |
| Lancaster County | 98 | 27 | 1 | 1.0% |
| Sarpy County | 84 | 29 | 1 | 1.2% |
| Hall County | 22 | 5 | 0 | 0.0% |
| Cass County | 19 | 8 | 0 | 0.0% |
| Buffalo County | 19 | 4 | 0 | 0.0% |
| Scotts Bluff County | 15 | 1 | 0 | 0.0% |
| Lincoln County | 13 | 5 | 0 | 0.0% |
| Gage County | 12 | 5 | 0 | 0.0% |
| Dodge County | 10 | 2 | 1 | 10.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 624 applications in 2025, of which 188 were originated and 7 denied.
1.1% of all applications, or 1.5% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Coastal Community Bank originated in Nebraska in 2025 was 10.62%, against a statewide median of 6.63%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology