First Interstate Bank in Nebraska vs the state
34.5%Denial rate+21.97 pts vs state
38.7%Decision denial rate+23.55 pts vs state
53.5%Origination rate-13.77 pts vs state
8.25%Median rate+1.63 pts vs state
1.20Rate spread (pts)+0.97 pts vs state
$86kMedian applicant income
183Loans originated
118Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 391 | 229 | 26.1% | 9.00% | #33 |
| 2024 | 403 | 196 | 33.8% | 9.50% | #42 |
| 2025 | 342 | 183 | 34.5% | 8.25% | #50 |
What First Interstate Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most First Interstate Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 90 | 38 | 44 | 48.9% |
| Lancaster County | 40 | 28 | 7 | 17.5% |
| Sarpy County | 38 | 23 | 11 | 28.9% |
| Dawson County | 26 | 11 | 12 | 46.2% |
| Adams County | 10 | 3 | 2 | 20.0% |
| Valley County | 9 | 5 | 3 | 33.3% |
| Buffalo County | 8 | 5 | 2 | 25.0% |
| Custer County | 7 | 3 | 1 | 14.3% |
| Saunders County | 7 | 5 | 1 | 14.3% |
| Hall County | 7 | 1 | 5 | 71.4% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 342 applications in 2025, of which 183 were originated and 118 denied.
34.5% of all applications, or 38.7% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans First Interstate Bank originated in Nebraska in 2025 was 8.25%, against a statewide median of 6.63%.
About this data. Figures are First Interstate Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology