Freedom Mortgage in Nebraska vs the state
9.1%Denial rate-3.40 pts vs state
14.5%Decision denial rate-0.68 pts vs state
46.7%Origination rate-20.62 pts vs state
6.25%Median rate-0.38 pts vs state
0.16Rate spread (pts)-0.06 pts vs state
$89kMedian applicant income
419Loans originated
82Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 263 | 114 | 20.9% | 6.75% | #50 |
| 2024 | 680 | 311 | 12.4% | 6.50% | #18 |
| 2025 | 898 | 419 | 9.1% | 6.25% | #16 |
What Freedom Mortgage lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Freedom Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 224 | 96 | 12 | 5.4% |
| Sarpy County | 164 | 91 | 7 | 4.3% |
| Lancaster County | 146 | 69 | 15 | 10.3% |
| Scotts Bluff County | 37 | 14 | 6 | 16.2% |
| Hall County | 30 | 15 | 4 | 13.3% |
| Madison County | 17 | 7 | 2 | 11.8% |
| Platte County | 16 | 7 | 2 | 12.5% |
| Dodge County | 16 | 7 | 2 | 12.5% |
| Cass County | 16 | 6 | 1 | 6.3% |
| Adams County | 15 | 6 | 1 | 6.7% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 898 applications in 2025, of which 419 were originated and 82 denied.
9.1% of all applications, or 14.5% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Freedom Mortgage originated in Nebraska in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Freedom Mortgage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology