Security First Bank in Nebraska vs the state
2.6%Denial rate-9.90 pts vs state
2.7%Decision denial rate-12.40 pts vs state
87.4%Origination rate+20.09 pts vs state
6.75%Median rate+0.13 pts vs state
0.13Rate spread (pts)-0.10 pts vs state
$87kMedian applicant income
332Loans originated
10Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 362 | 282 | 9.7% | 6.88% | #37 |
| 2024 | 324 | 268 | 5.6% | 7.25% | #50 |
| 2025 | 380 | 332 | 2.6% | 6.75% | #46 |
What Security First Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Security First Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lancaster County | 144 | 126 | 1 | 0.7% |
| Dawes County | 49 | 41 | 3 | 6.1% |
| Dawson County | 25 | 22 | 1 | 4.0% |
| Gage County | 25 | 21 | 1 | 4.0% |
| Sheridan County | 19 | 18 | 0 | 0.0% |
| Douglas County | 19 | 18 | 1 | 5.3% |
| Cherry County | 15 | 15 | 0 | 0.0% |
| Phelps County | 8 | 7 | 1 | 12.5% |
| Saline County | 7 | 7 | 0 | 0.0% |
| Thomas County | 7 | 5 | 1 | 14.3% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 380 applications in 2025, of which 332 were originated and 10 denied.
2.6% of all applications, or 2.7% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Security First Bank originated in Nebraska in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Security First Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology