Largest lenders in Saline County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Pinnacle Bank | B | 43 | 39 | 4.7% | 7.25% |
| 2 | Union Bank and Trust | B | 39 | 31 | 7.7% | 6.50% |
| 3 | City Bank & Trust | B | 27 | 20 | 7.4% | — |
| 4 | Rocket Mortgage | C | 24 | 17 | 12.5% | 6.50% |
| 5 | First State Bank Nebraska | C | 24 | 20 | 8.3% | — |
| 6 | Lincoln FSB of Nebraska | A | 20 | 19 | 0.0% | 6.13% |
| 7 | Liberty First Credit Union | C | 17 | 9 | 11.8% | 7.00% |
| 8 | Charter West Bank | C | 16 | 13 | 6.3% | 6.25% |
| 9 | Gershman Investment | B | 13 | 9 | 0.0% | 6.13% |
| 10 | Pennymac Loan Services | C | 9 | 1 | 44.4% | 5.63% |
| 11 | AmeriSave Mortgage | D | 9 | 1 | 77.8% | 6.13% |
| 12 | Mortgage Research Center | C | 9 | 6 | 22.2% | 6.37% |
| 13 | First National Bank of Omaha | C | 8 | 2 | 62.5% | 8.09% |
| 14 | U.S. Bank | D | 8 | 0 | 100.0% | — |
| 15 | United Shore Financial Services | B | 8 | 6 | 0.0% | 7.25% |
| 16 | Wells Fargo Bank | B | 7 | 5 | 0.0% | 6.13% |
| 17 | West Gate Bank | A | 7 | 3 | 0.0% | 6.63% |
| 18 | Freedom Mortgage | B | 7 | 3 | 0.0% | 6.63% |
| 19 | CMG Mortgage | A | 7 | 7 | 0.0% | 5.75% |
| 20 | Security First Bank | A | 7 | 7 | 0.0% | 6.63% |
| 21 | Newrez | D | 5 | 3 | 20.0% | 5.99% |
| 22 | Coastal Community Bank | C | 5 | 3 | 0.0% | 10.49% |
What Saline County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Saline County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 300 | 221 | 10.0% | 6.90% | $135,000 |
| 2024 | 347 | 227 | 16.1% | 6.88% | $145,000 |
| 2025 | 397 | 270 | 13.1% | 6.63% | $155,000 |
Frequently asked questions
13.1% of applications in Saline County were denied in 2025, against 12.5% statewide in Nebraska.
Pinnacle Bank, with 43 applications in 2025 and a denial rate of 4.7%.
The median mortgage application in Saline County in 2025 was for $155,000; the median property value on originated loans was $255,000.