Lincoln FSB of Nebraska in Nebraska vs the state
2.8%Denial rate-9.75 pts vs state
3.2%Decision denial rate-11.93 pts vs state
83.2%Origination rate+15.95 pts vs state
6.38%Median rate-0.25 pts vs state
-0.08Rate spread (pts)-0.30 pts vs state
$104kMedian applicant income
1,077Loans originated
36Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 876 | 695 | 2.6% | 6.75% | #13 |
| 2024 | 993 | 805 | 2.8% | 6.50% | #13 |
| 2025 | 1,294 | 1,077 | 2.8% | 6.38% | #12 |
What Lincoln FSB of Nebraska lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Lincoln FSB of Nebraska applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lancaster County | 880 | 751 | 15 | 1.7% |
| Douglas County | 156 | 113 | 14 | 9.0% |
| Sarpy County | 49 | 44 | 0 | 0.0% |
| Gage County | 46 | 34 | 4 | 8.7% |
| Seward County | 22 | 18 | 1 | 4.5% |
| Saunders County | 20 | 16 | 2 | 10.0% |
| Saline County | 20 | 19 | 0 | 0.0% |
| Cass County | 17 | 14 | 0 | 0.0% |
| Phelps County | 12 | 10 | 0 | 0.0% |
| Otoe County | 11 | 11 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 1,294 applications in 2025, of which 1,077 were originated and 36 denied.
2.8% of all applications, or 3.2% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Lincoln FSB of Nebraska originated in Nebraska in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Lincoln FSB of Nebraska's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology