City Bank & Trust in Nebraska vs the state
5.5%Denial rate-7.02 pts vs state
6.6%Decision denial rate-8.57 pts vs state
78.0%Origination rate+10.69 pts vs state
—Median rate
—Rate spread (pts)
$96kMedian applicant income
184Loans originated
13Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 217 | 181 | 1.8% | — | #65 |
| 2024 | 214 | 161 | 4.2% | — | #66 |
| 2025 | 236 | 184 | 5.5% | — | #70 |
What City Bank & Trust lends in Nebraska
By loan purpose
By loan type
Where in Nebraska
Counties with the most City Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lancaster County | 100 | 76 | 8 | 8.0% |
| Seward County | 70 | 61 | 1 | 1.4% |
| Saline County | 27 | 20 | 2 | 7.4% |
| Saunders County | 4 | 2 | 0 | 0.0% |
| Boone County | 4 | 1 | 1 | 25.0% |
| Otoe County | 4 | 2 | 0 | 0.0% |
| Sarpy County | 3 | 3 | 0 | 0.0% |
| Dodge County | 2 | 2 | 0 | 0.0% |
| Polk County | 2 | 2 | 0 | 0.0% |
| Merrick County | 2 | 2 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 236 applications in 2025, of which 184 were originated and 13 denied.
5.5% of all applications, or 6.6% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are City Bank & Trust's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology