Pennymac Loan Services in Nebraska vs the state
11.8%Denial rate-0.74 pts vs state
17.2%Decision denial rate+2.04 pts vs state
53.7%Origination rate-13.54 pts vs state
6.49%Median rate-0.13 pts vs state
0.34Rate spread (pts)+0.11 pts vs state
$95kMedian applicant income
611Loans originated
134Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 548 | 274 | 11.3% | 6.81% | #22 |
| 2024 | 804 | 426 | 9.1% | 6.25% | #15 |
| 2025 | 1,137 | 611 | 11.8% | 6.49% | #13 |
What Pennymac Loan Services lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Pennymac Loan Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 371 | 215 | 38 | 10.2% |
| Sarpy County | 207 | 123 | 17 | 8.2% |
| Lancaster County | 174 | 88 | 27 | 15.5% |
| Cass County | 32 | 19 | 1 | 3.1% |
| Hall County | 29 | 17 | 2 | 6.9% |
| Dawson County | 21 | 8 | 6 | 28.6% |
| Saunders County | 21 | 14 | 3 | 14.3% |
| Buffalo County | 19 | 15 | 1 | 5.3% |
| Adams County | 17 | 8 | 3 | 17.6% |
| Platte County | 17 | 6 | 2 | 11.8% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 1,137 applications in 2025, of which 611 were originated and 134 denied.
11.8% of all applications, or 17.2% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Pennymac Loan Services originated in Nebraska in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Pennymac Loan Services's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology