Newrez · Nebraska · 2025

Newrez in Nebraska: approval rate, denial rate and rates (2025)

Newrez took 657 mortgage applications in Nebraska in 2025, ranking #20 of 565 lenders active in the state. It originated 38.7% of them and denied 16.4% (29.4% of the applications it decided), against a statewide denial rate of 12.5%.

657Applicationsin NE
29.4%Decision denial ratestate 15.1%
6.50%Median ratestate 6.63%
$215,000Median loanstate $185,000
$63MVolume53 counties

Newrez in Nebraska vs the state

16.4%Denial rate+3.91 pts vs state
29.4%Decision denial rate+14.29 pts vs state
38.7%Origination rate-28.62 pts vs state
6.50%Median rate-0.13 pts vs state
0.28Rate spread (pts)+0.06 pts vs state
$100kMedian applicant income
254Loans originated
108Denied

Trend in Nebraska

YearApplicationsOriginatedDenial rateMedian rateRank in state
202327514015.3%6.63%#49
202449519818.0%6.63%#29
202565725416.4%6.50%#20

What Newrez lends in Nebraska

By loan purpose

Home purchase 82 12% · 4.9% denied
Refinance 236 36% · 11.4% denied
Cash-out refinance 336 51% · 22.6% denied
Home improvement 3 0% · 33.3% denied

By loan type

Conventional 358 54% · 15.4% denied
FHA 143 22% · 26.6% denied
VA 155 24% · 9.7% denied
USDA / RHS 1 0% · 0.0% denied

Why it denied Nebraska applicants

Debt-to-income ratio 57 53%
Credit history 19 18%
Collateral 11 10%
Insufficient cash 10 9%
Unverifiable information 8 7%
Other 3 3%

Where in Nebraska

Counties with the most Newrez applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Douglas County 2549244 17.3%
Lancaster County 1325422 16.7%
Sarpy County 923414 15.2%
Seward County 14121 7.1%
Cass County 1240 0.0%
Washington County 1143 27.3%
Lincoln County 931 11.1%
Buffalo County 923 33.3%
Hall County 832 25.0%
Scotts Bluff County 730 0.0%

Other large lenders in Nebraska

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,38417.6%6.75%
Pinnacle BankB 3,3714.3%6.95%
First National Bank of OmahaC 2,90219.6%7.00%
Charter West BankC 2,2586.6%6.50%
U.S. BankD 2,16332.9%6.99%
Veridian Credit UnionB 2,0519.8%6.49%
West Gate BankA 2,0405.0%6.50%
CentrisB 2,00216.3%6.25%
Union Bank and TrustB 1,83510.0%6.50%
Mortgage Research CenterC 1,65112.5%6.25%

Frequently asked questions

Nebraska: 657 applications in 2025, of which 254 were originated and 108 denied.

16.4% of all applications, or 29.4% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.

The median rate on loans Newrez originated in Nebraska in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Newrez's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology