Mutual of Omaha Mortgage in Nebraska vs the state
13.8%Denial rate+1.22 pts vs state
18.3%Decision denial rate+3.13 pts vs state
59.8%Origination rate-7.53 pts vs state
6.38%Median rate-0.25 pts vs state
0.23Rate spread (pts)+0.01 pts vs state
$83kMedian applicant income
239Loans originated
55Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 238 | 159 | 16.8% | 6.75% | #58 |
| 2024 | 359 | 232 | 16.2% | 6.63% | #47 |
| 2025 | 400 | 239 | 13.8% | 6.38% | #42 |
What Mutual of Omaha Mortgage lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 146 | 92 | 20 | 13.7% |
| Sarpy County | 61 | 40 | 6 | 9.8% |
| Lancaster County | 54 | 33 | 11 | 20.4% |
| Hall County | 13 | 8 | 1 | 7.7% |
| Saunders County | 10 | 5 | 1 | 10.0% |
| Cass County | 9 | 6 | 0 | 0.0% |
| Buffalo County | 8 | 4 | 4 | 50.0% |
| Washington County | 7 | 4 | 1 | 14.3% |
| Scotts Bluff County | 6 | 2 | 1 | 16.7% |
| Dawson County | 6 | 5 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 400 applications in 2025, of which 239 were originated and 55 denied.
13.8% of all applications, or 18.3% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Mutual of Omaha Mortgage originated in Nebraska in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology