Cornerstone Bank in Nebraska vs the state
18.0%Denial rate+5.51 pts vs state
18.5%Decision denial rate+3.38 pts vs state
59.3%Origination rate-8.00 pts vs state
—Median rate
—Rate spread (pts)
$90kMedian applicant income
115Loans originated
35Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 223 | 145 | 16.1% | — | #61 |
| 2024 | 195 | 122 | 24.1% | — | #69 |
| 2025 | 194 | 115 | 18.0% | — | #75 |
What Cornerstone Bank lends in Nebraska
By loan purpose
By loan type
Where in Nebraska
Counties with the most Cornerstone Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 39 | 18 | 10 | 25.6% |
| Hamilton County | 20 | 13 | 3 | 15.0% |
| Buffalo County | 14 | 9 | 5 | 35.7% |
| Clay County | 13 | 10 | 0 | 0.0% |
| Boone County | 11 | 6 | 3 | 27.3% |
| Polk County | 8 | 5 | 1 | 12.5% |
| Antelope County | 6 | 4 | 1 | 16.7% |
| Butler County | 5 | 2 | 1 | 20.0% |
| Merrick County | 5 | 5 | 0 | 0.0% |
| Colfax County | 5 | 1 | 1 | 20.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 194 applications in 2025, of which 115 were originated and 35 denied.
18.0% of all applications, or 18.5% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Cornerstone Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology