New Day Financial in Nebraska vs the state
23.5%Denial rate+11.00 pts vs state
53.1%Decision denial rate+37.99 pts vs state
19.7%Origination rate-47.56 pts vs state
6.99%Median rate+0.37 pts vs state
0.90Rate spread (pts)+0.67 pts vs state
$67kMedian applicant income
57Loans originated
68Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 245 | 45 | 26.1% | 7.75% | #56 |
| 2024 | 252 | 63 | 23.8% | 7.49% | #59 |
| 2025 | 289 | 57 | 23.5% | 6.99% | #59 |
What New Day Financial lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most New Day Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 75 | 12 | 20 | 26.7% |
| Sarpy County | 49 | 4 | 14 | 28.6% |
| Lancaster County | 25 | 5 | 4 | 16.0% |
| Dodge County | 15 | 4 | 4 | 26.7% |
| Hall County | 11 | 4 | 3 | 27.3% |
| Lincoln County | 7 | 2 | 2 | 28.6% |
| Scotts Bluff County | 7 | 2 | 1 | 14.3% |
| Madison County | 7 | 3 | 0 | 0.0% |
| Cass County | 6 | 3 | 1 | 16.7% |
| York County | 6 | 0 | 1 | 16.7% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 289 applications in 2025, of which 57 were originated and 68 denied.
23.5% of all applications, or 53.1% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans New Day Financial originated in Nebraska in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are New Day Financial's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology