BMO Bank in Nebraska vs the state
30.1%Denial rate+17.52 pts vs state
37.1%Decision denial rate+21.98 pts vs state
48.8%Origination rate-18.51 pts vs state
8.73%Median rate+2.11 pts vs state
1.50Rate spread (pts)+1.28 pts vs state
$79kMedian applicant income
297Loans originated
183Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 396 | 188 | 33.8% | 8.52% | #32 |
| 2024 | 527 | 248 | 28.7% | 9.04% | #26 |
| 2025 | 609 | 297 | 30.1% | 8.73% | #26 |
What BMO Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most BMO Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 259 | 137 | 74 | 28.6% |
| Sarpy County | 67 | 29 | 21 | 31.3% |
| Lancaster County | 48 | 23 | 10 | 20.8% |
| Madison County | 24 | 13 | 6 | 25.0% |
| Hall County | 21 | 6 | 5 | 23.8% |
| Sheridan County | 20 | 8 | 8 | 40.0% |
| Box Butte County | 20 | 11 | 4 | 20.0% |
| Dodge County | 14 | 4 | 8 | 57.1% |
| Buffalo County | 13 | 7 | 6 | 46.2% |
| Lincoln County | 11 | 3 | 6 | 54.5% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 609 applications in 2025, of which 297 were originated and 183 denied.
30.1% of all applications, or 37.1% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans BMO Bank originated in Nebraska in 2025 was 8.73%, against a statewide median of 6.63%.
About this data. Figures are BMO Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology