Guild Mortgage in Nebraska vs the state
3.5%Denial rate-9.02 pts vs state
4.2%Decision denial rate-10.96 pts vs state
74.8%Origination rate+7.48 pts vs state
6.38%Median rate-0.25 pts vs state
0.17Rate spread (pts)-0.05 pts vs state
$89kMedian applicant income
468Loans originated
22Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 445 | 356 | 2.9% | 6.75% | #31 |
| 2024 | 583 | 424 | 4.3% | 6.63% | #25 |
| 2025 | 626 | 468 | 3.5% | 6.38% | #24 |
What Guild Mortgage lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Guild Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 356 | 256 | 14 | 3.9% |
| Sarpy County | 117 | 96 | 2 | 1.7% |
| Lancaster County | 42 | 32 | 1 | 2.4% |
| Kimball County | 17 | 13 | 0 | 0.0% |
| Cass County | 13 | 11 | 1 | 7.7% |
| Dodge County | 11 | 10 | 0 | 0.0% |
| Scotts Bluff County | 8 | 7 | 0 | 0.0% |
| Platte County | 6 | 2 | 0 | 0.0% |
| Washington County | 5 | 4 | 0 | 0.0% |
| Keith County | 4 | 2 | 1 | 25.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 626 applications in 2025, of which 468 were originated and 22 denied.
3.5% of all applications, or 4.2% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Guild Mortgage originated in Nebraska in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Guild Mortgage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology