Churchill Mortgage in Nebraska vs the state
2.4%Denial rate-10.16 pts vs state
2.6%Decision denial rate-12.50 pts vs state
80.9%Origination rate+13.63 pts vs state
6.50%Median rate-0.13 pts vs state
0.22Rate spread (pts)0.00 pts vs state
$95kMedian applicant income
513Loans originated
15Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 134 | 113 | 3.0% | 6.63% | #79 |
| 2024 | 482 | 369 | 3.7% | 6.63% | #30 |
| 2025 | 634 | 513 | 2.4% | 6.50% | #23 |
What Churchill Mortgage lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Churchill Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 305 | 243 | 4 | 1.3% |
| Sarpy County | 142 | 124 | 2 | 1.4% |
| Hall County | 29 | 25 | 0 | 0.0% |
| Lancaster County | 23 | 18 | 0 | 0.0% |
| Hamilton County | 16 | 14 | 0 | 0.0% |
| Cass County | 15 | 12 | 0 | 0.0% |
| Washington County | 13 | 10 | 2 | 15.4% |
| Saunders County | 12 | 8 | 1 | 8.3% |
| Dodge County | 10 | 10 | 0 | 0.0% |
| Burt County | 6 | 5 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 634 applications in 2025, of which 513 were originated and 15 denied.
2.4% of all applications, or 2.6% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Churchill Mortgage originated in Nebraska in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Churchill Mortgage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology