Navy Federal Credit Union in Nebraska vs the state
18.2%Denial rate+5.62 pts vs state
25.7%Decision denial rate+10.52 pts vs state
51.8%Origination rate-15.48 pts vs state
6.75%Median rate+0.13 pts vs state
0.15Rate spread (pts)-0.07 pts vs state
$112kMedian applicant income
331Loans originated
116Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 526 | 260 | 26.2% | 6.56% | #24 |
| 2024 | 668 | 367 | 18.6% | 6.95% | #20 |
| 2025 | 639 | 331 | 18.2% | 6.75% | #22 |
What Navy Federal Credit Union lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Navy Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 222 | 110 | 42 | 18.9% |
| Sarpy County | 187 | 107 | 29 | 15.5% |
| Lancaster County | 67 | 33 | 13 | 19.4% |
| Cass County | 25 | 16 | 4 | 16.0% |
| Lincoln County | 10 | 5 | 3 | 30.0% |
| Otoe County | 9 | 5 | 2 | 22.2% |
| Dodge County | 8 | 4 | 1 | 12.5% |
| Saunders County | 8 | 3 | 2 | 25.0% |
| Nemaha County | 7 | 5 | 2 | 28.6% |
| Hall County | 7 | 3 | 1 | 14.3% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 639 applications in 2025, of which 331 were originated and 116 denied.
18.2% of all applications, or 25.7% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Navy Federal Credit Union originated in Nebraska in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Navy Federal Credit Union's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology