Kellogg Midwest Federal Credit Union in Nebraska vs the state
33.3%Denial rate+20.80 pts vs state
35.9%Decision denial rate+20.76 pts vs state
59.5%Origination rate-7.76 pts vs state
7.25%Median rate+0.63 pts vs state
0.90Rate spread (pts)+0.67 pts vs state
$82kMedian applicant income
25Loans originated
14Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 49 | 37 | 12.2% | 7.49% | #122 |
| 2024 | 44 | 31 | 13.6% | 7.63% | #133 |
| 2025 | 42 | 25 | 33.3% | 7.25% | #155 |
What Kellogg Midwest Federal Credit Union lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Kellogg Midwest Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sarpy County | 13 | 11 | 1 | 7.7% |
| Douglas County | 12 | 11 | 1 | 8.3% |
| Dodge County | 2 | 1 | 1 | 50.0% |
| Cass County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 42 applications in 2025, of which 25 were originated and 14 denied.
33.3% of all applications, or 35.9% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Kellogg Midwest Federal Credit Union originated in Nebraska in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Kellogg Midwest Federal Credit Union's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology