American National Bank in Nebraska vs the state
7.8%Denial rate-4.75 pts vs state
8.9%Decision denial rate-6.25 pts vs state
77.1%Origination rate+9.84 pts vs state
6.75%Median rate+0.13 pts vs state
0.36Rate spread (pts)+0.14 pts vs state
$100kMedian applicant income
327Loans originated
33Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 362 | 267 | 17.4% | 7.88% | #36 |
| 2024 | 415 | 286 | 15.4% | 7.02% | #38 |
| 2025 | 424 | 327 | 7.8% | 6.75% | #38 |
What American National Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most American National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 246 | 187 | 21 | 8.5% |
| Sarpy County | 92 | 70 | 9 | 9.8% |
| Lancaster County | 22 | 19 | 0 | 0.0% |
| Jefferson County | 16 | 13 | 0 | 0.0% |
| Cass County | 8 | 5 | 0 | 0.0% |
| Washington County | 8 | 7 | 0 | 0.0% |
| Otoe County | 7 | 5 | 2 | 28.6% |
| Platte County | 6 | 4 | 1 | 16.7% |
| Richardson County | 3 | 2 | 0 | 0.0% |
| Nemaha County | 3 | 3 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 424 applications in 2025, of which 327 were originated and 33 denied.
7.8% of all applications, or 8.9% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans American National Bank originated in Nebraska in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are American National Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology