Frontier Bank in Nebraska vs the state
4.3%Denial rate-8.28 pts vs state
4.5%Decision denial rate-10.69 pts vs state
89.8%Origination rate+22.47 pts vs state
7.00%Median rate+0.38 pts vs state
0.52Rate spread (pts)+0.30 pts vs state
$120kMedian applicant income
359Loans originated
17Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 359 | 306 | 7.2% | 7.50% | #38 |
| 2024 | 355 | 320 | 4.5% | 7.75% | #48 |
| 2025 | 400 | 359 | 4.3% | 7.00% | #43 |
What Frontier Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Frontier Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 109 | 104 | 0 | 0.0% |
| Lancaster County | 65 | 60 | 0 | 0.0% |
| Richardson County | 65 | 58 | 4 | 6.2% |
| Madison County | 47 | 35 | 8 | 17.0% |
| Sarpy County | 33 | 29 | 1 | 3.0% |
| Stanton County | 10 | 7 | 1 | 10.0% |
| Wayne County | 9 | 8 | 0 | 0.0% |
| Thurston County | 8 | 8 | 0 | 0.0% |
| Pierce County | 7 | 6 | 0 | 0.0% |
| Saunders County | 6 | 6 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 400 applications in 2025, of which 359 were originated and 17 denied.
4.3% of all applications, or 4.5% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Frontier Bank originated in Nebraska in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Frontier Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology