Sofi Bank in Nebraska vs the state
7.9%Denial rate-4.64 pts vs state
17.2%Decision denial rate+2.10 pts vs state
36.6%Origination rate-30.69 pts vs state
7.87%Median rate+1.24 pts vs state
1.82Rate spread (pts)+1.60 pts vs state
$118kMedian applicant income
116Loans originated
25Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 39 | 11 | 18.0% | 6.88% | #136 |
| 2024 | 85 | 31 | 14.1% | 7.00% | #104 |
| 2025 | 317 | 116 | 7.9% | 7.87% | #56 |
What Sofi Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Sofi Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 100 | 31 | 4 | 4.0% |
| Lancaster County | 54 | 22 | 8 | 14.8% |
| Sarpy County | 40 | 19 | 3 | 7.5% |
| Hall County | 13 | 3 | 0 | 0.0% |
| Scotts Bluff County | 9 | 3 | 0 | 0.0% |
| Buffalo County | 9 | 5 | 0 | 0.0% |
| Otoe County | 8 | 5 | 1 | 12.5% |
| Saunders County | 7 | 1 | 1 | 14.3% |
| Washington County | 5 | 3 | 0 | 0.0% |
| Lincoln County | 5 | 0 | 1 | 20.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 317 applications in 2025, of which 116 were originated and 25 denied.
7.9% of all applications, or 17.2% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Sofi Bank originated in Nebraska in 2025 was 7.87%, against a statewide median of 6.63%.
About this data. Figures are Sofi Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology