Figure Lending in Nebraska vs the state
24.3%Denial rate+11.79 pts vs state
25.2%Decision denial rate+10.02 pts vs state
50.5%Origination rate-16.83 pts vs state
8.85%Median rate+2.22 pts vs state
2.71Rate spread (pts)+2.49 pts vs state
$99kMedian applicant income
168Loans originated
81Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 299 | 124 | 32.1% | 11.05% | #44 |
| 2024 | 354 | 156 | 28.3% | 10.33% | #49 |
| 2025 | 333 | 168 | 24.3% | 8.85% | #52 |
What Figure Lending lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Figure Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 107 | 50 | 27 | 25.2% |
| Lancaster County | 51 | 30 | 6 | 11.8% |
| Sarpy County | 45 | 24 | 8 | 17.8% |
| Washington County | 10 | 4 | 1 | 10.0% |
| Hall County | 10 | 5 | 3 | 30.0% |
| Cass County | 7 | 4 | 1 | 14.3% |
| Scotts Bluff County | 6 | 4 | 2 | 33.3% |
| Dakota County | 6 | 4 | 1 | 16.7% |
| Adams County | 6 | 4 | 1 | 16.7% |
| Dodge County | 6 | 3 | 1 | 16.7% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 333 applications in 2025, of which 168 were originated and 81 denied.
24.3% of all applications, or 25.2% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Figure Lending originated in Nebraska in 2025 was 8.85%, against a statewide median of 6.63%.
About this data. Figures are Figure Lending's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology