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Top home equity lenders in Maine (2025)

Open-end home equity lines of credit. Denial rates run far higher on HELOCs than on purchase mortgages, so compare these lenders only with each other.

57kApplications in ME
20.1%State decision denial rate
6.88%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Maine ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeHELOC applicationsApplicationsDenial rateMedian rate
1 Bangor Savings BankBangor, ME B 724 4,518 17.2% 7.25%
2 The Camden National BankCamden, ME A 495 2,559 13.2% 6.99%
3 Coastal Community BankEverett, WA C 296 511 2.7% 10.49%
4 Loandepot.ComIrvine, CA D 231 660 28.3% 6.88%
5 Evergreen Credit UnionPortland, ME D 225 976 30.6% 6.50%
6 Norway Savings BankNorway, ME B 194 928 15.4% 7.25%
7 Kennebec Savings BankAugusta, ME B 193 1,493 9.6% 7.00%
8 Maine Savings Federal Credit UnionHampden, B 192 889 18.8% 7.25%
9 Spring EqConshohocken, PA D 187 424 51.7% 9.29%
10 Town & Country Federal Credit UnionSouth Portland, ME C 184 935 17.0% 7.24%
11 TD BankWilmington, DE D 178 1,244 20.2% 7.35%
12 First National BankDamariscotta, ME C 173 909 8.8% 7.50%
13 Figure LendingCharlotte, NC C 170 276 30.1% 10.33%
14 Pennymac Loan ServicesWestlake Village, CA C 167 654 12.5% 6.50%
15 Nationstar MortgageCoppell, TX C 163 437 14.9% 7.38%
16 Atlantic Regional Federal Credit UnionSouth Portland, ME D 153 653 16.2% 7.99%
17 Empeople Credit UnionMoline, IL C 152 485 33.4% 6.49%
18 Sofi BankCottonwood Heights, UT D 150 288 11.1% 7.38%
19 Truchoice Federal Credit UnionSouth Portland, ME C 147 308 7.1% 7.50%
20 Maine State Credit UnionAugusta, ME D 142 645 22.0% —
21 Bank of AmericaCharlotte, NC F 142 712 30.8% 6.13%
22 Discover BankGreenwood, DE F 136 286 52.1% 8.50%
23 Navy Federal Credit UnionVienna, VA D 131 621 17.1% 7.25%
24 Cumberland CountyFalmouth, ME C 119 310 11.6% 6.63%
25 Rocket MortgagePlymouth, MI C 113 2,628 22.9% 6.75%
26 Citizens BankProvidence, RI C 105 412 22.8% 7.40%
27 Machias Savings BankMachias, ME D 105 837 21.9% 7.50%
28 Broker SolutionsTustin, CA D 104 876 10.3% 6.75%
29 Better MortgageNew York, NY F 101 220 27.7% 7.50%
30 Sis Bancorp, MHCSanford, ME B 98 296 8.5% 7.50%
31 Kennebunk Savings BankKennebunk, ME D 98 447 22.8% —
32 Lighthouse Federal Credit UnionPortsmouth, NH D 92 597 30.3% 7.49%
33 Maine Community BankPortland, ME C 81 812 14.2% —
34 Bar Harbor Bank & TrustBar Harbor, ME D 73 361 19.7% 7.25%
35 KeyBankCleveland, OH C 69 413 27.9% 7.50%
36 Crosscountry MortgageCleveland, OH B 63 601 4.2% 6.63%
37 Acadia Federal Credit UnionFort Kent, ME A 56 235 0.9% 7.75%
38 Homebridge Financial ServicesIselin, NJ B 55 161 14.9% 9.54%
39 U.S. BankCincinnati, OH D 52 334 21.0% 6.63%
40 Dirigo Federal Credit UnionLewiston, ME D 52 349 19.5% —
41 Lisbon CommunityLisbon, ME – 50 106 9.4% 6.88%
42 Lakeview Loan ServicingCoral Gables, FL C 49 313 45.1% 6.25%
43 Service Federal Credit UnionPortsmouth, NH C 48 203 23.2% 6.49%
44 Manufacturers and Traders TrustBuffalo, NY C 43 250 28.4% 5.99%
45 Mutual of Omaha MortgageSan Diego, CA C 39 266 16.9% 6.38%
46 CascoGorham, ME – 35 82 20.7% 5.99%
47 CportPortland, ME B 35 184 7.6% —
48 CMG MortgageSan Ramon, CA A 33 2,251 4.2% 6.63%
49 JPMorgan Chase BankColumbus, OH B 29 279 13.3% 6.38%
50 Mission LoansColumbus, OH D 26 84 1.2% 7.37%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.