Cport · Maine · 2025

Cport in Maine: approval rate, denial rate and rates (2025)

Cport took 184 mortgage applications in Maine in 2025, ranking #72 of 537 lenders active in the state. It originated 72.8% of them and denied 7.6% (8.8% of the applications it decided), against a statewide denial rate of 16.3%.

184Applicationsin ME
8.8%Decision denial ratestate 20.1%
Median ratestate 6.88%
$115,000Median loanstate $215,000
$24MVolume14 counties

Cport in Maine vs the state

7.6%Denial rate-8.72 pts vs state
8.8%Decision denial rate-11.33 pts vs state
72.8%Origination rate+10.66 pts vs state
Median rate
Rate spread (pts)
$99kMedian applicant income
134Loans originated
14Denied

Trend in Maine

YearApplicationsOriginatedDenial rateMedian rateRank in state
202320314115.8%#62
20241561209.6%#72
20251841347.6%#72

What Cport lends in Maine

By loan purpose

Home purchase 39 21% · 5.1% denied
Refinance 28 15% · 7.1% denied
Cash-out refinance 26 14% · 11.5% denied
Home improvement 56 30% · 7.1% denied
Other / HELOC 35 19% · 8.6% denied

By loan type

Conventional 184 100% · 7.6% denied

Where in Maine

Counties with the most Cport applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cumberland County 82545 6.1%
Kennebec County 45372 4.4%
York County 21162 9.5%
Androscoggin County 972 22.2%
Lincoln County 651 16.7%
Somerset County 550 0.0%
Sagadahoc County 531 20.0%
Franklin County 320 0.0%
Oxford County 311 33.3%
Washington County 110 0.0%

Other large lenders in Maine

LenderGradeApplicationsDenial rateMedian rate
Bangor Savings BankB 4,51817.2%7.25%
United Shore Financial ServicesB 2,6759.1%6.50%
Rocket MortgageC 2,62822.9%6.75%
The Camden National BankA 2,55913.2%6.99%
CMG MortgageA 2,2514.2%6.63%
Guild MortgageA 1,8385.3%6.63%
Kennebec Savings BankB 1,4939.6%7.00%
TD BankD 1,24420.2%7.35%
Mortgage Research CenterC 1,10417.6%6.25%
Evergreen Credit UnionD 97630.6%6.50%

Frequently asked questions

Maine: 184 applications in 2025, of which 134 were originated and 14 denied.

7.6% of all applications, or 8.8% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Cport's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology