Acadia Federal Credit Union in Maine vs the state
0.9%Denial rate-15.48 pts vs state
0.9%Decision denial rate-19.21 pts vs state
97.5%Origination rate+35.28 pts vs state
7.75%Median rate+0.88 pts vs state
—Rate spread (pts)
$106kMedian applicant income
229Loans originated
2Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 218 | 202 | 2.3% | 7.50% | #60 |
| 2024 | 137 | 130 | 0.7% | 7.25% | #75 |
| 2025 | 235 | 229 | 0.9% | 7.75% | #63 |
What Acadia Federal Credit Union lends in Maine
By loan purpose
By loan type
Where in Maine
Counties with the most Acadia Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Aroostook County | 93 | 90 | 1 | 1.1% |
| Penobscot County | 90 | 90 | 0 | 0.0% |
| Hancock County | 23 | 22 | 1 | 4.3% |
| Washington County | 5 | 4 | 0 | 0.0% |
| Piscataquis County | 4 | 3 | 0 | 0.0% |
| Somerset County | 3 | 3 | 0 | 0.0% |
| Waldo County | 2 | 2 | 0 | 0.0% |
| Androscoggin County | 2 | 2 | 0 | 0.0% |
| Kennebec County | 2 | 2 | 0 | 0.0% |
| York County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 235 applications in 2025, of which 229 were originated and 2 denied.
0.9% of all applications, or 0.9% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Acadia Federal Credit Union originated in Maine in 2025 was 7.75%, against a statewide median of 6.88%.
About this data. Figures are Acadia Federal Credit Union's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology