U.S. Bank in Maine vs the state
21.0%Denial rate+4.63 pts vs state
25.7%Decision denial rate+5.66 pts vs state
59.0%Origination rate-3.19 pts vs state
6.63%Median rate-0.25 pts vs state
0.10Rate spread (pts)-0.23 pts vs state
$178kMedian applicant income
197Loans originated
70Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 179 | 76 | 44.1% | 7.19% | #65 |
| 2024 | 349 | 201 | 20.3% | 6.75% | #45 |
| 2025 | 334 | 197 | 21.0% | 6.63% | #45 |
What U.S. Bank lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most U.S. Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 154 | 109 | 18 | 11.7% |
| York County | 48 | 27 | 12 | 25.0% |
| Penobscot County | 26 | 11 | 8 | 30.8% |
| Kennebec County | 15 | 8 | 5 | 33.3% |
| Knox County | 15 | 7 | 3 | 20.0% |
| Hancock County | 12 | 6 | 4 | 33.3% |
| Oxford County | 12 | 5 | 4 | 33.3% |
| Androscoggin County | 11 | 4 | 4 | 36.4% |
| Lincoln County | 10 | 6 | 2 | 20.0% |
| Waldo County | 9 | 5 | 3 | 33.3% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 334 applications in 2025, of which 197 were originated and 70 denied.
21.0% of all applications, or 25.7% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans U.S. Bank originated in Maine in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are U.S. Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology