Discover Bank in Maine vs the state
52.1%Denial rate+35.77 pts vs state
78.8%Decision denial rate+58.76 pts vs state
14.0%Origination rate-48.18 pts vs state
8.50%Median rate+1.62 pts vs state
1.86Rate spread (pts)+1.53 pts vs state
$95kMedian applicant income
40Loans originated
149Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,013 | 143 | 42.3% | 9.24% | #10 |
| 2024 | 920 | 155 | 48.8% | 8.81% | #11 |
| 2025 | 286 | 40 | 52.1% | 8.50% | #55 |
What Discover Bank lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Discover Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 63 | 9 | 35 | 55.6% |
| York County | 56 | 14 | 19 | 33.9% |
| Kennebec County | 33 | 5 | 18 | 54.5% |
| Androscoggin County | 30 | 3 | 18 | 60.0% |
| Oxford County | 16 | 1 | 10 | 62.5% |
| Penobscot County | 15 | 2 | 9 | 60.0% |
| Aroostook County | 10 | 1 | 6 | 60.0% |
| Lincoln County | 10 | 1 | 4 | 40.0% |
| Hancock County | 8 | 0 | 6 | 75.0% |
| Knox County | 8 | 0 | 4 | 50.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 286 applications in 2025, of which 40 were originated and 149 denied.
52.1% of all applications, or 78.8% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Discover Bank originated in Maine in 2025 was 8.50%, against a statewide median of 6.88%.
About this data. Figures are Discover Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology