Sis Bancorp, MHC in Maine vs the state
8.5%Denial rate-7.88 pts vs state
9.5%Decision denial rate-10.61 pts vs state
80.4%Origination rate+18.24 pts vs state
7.50%Median rate+0.63 pts vs state
0.30Rate spread (pts)-0.03 pts vs state
$126kMedian applicant income
238Loans originated
25Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 415 | 334 | 11.1% | 7.75% | #31 |
| 2024 | 272 | 213 | 9.9% | 8.50% | #52 |
| 2025 | 296 | 238 | 8.5% | 7.50% | #52 |
What Sis Bancorp, MHC lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Sis Bancorp, MHC applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 232 | 193 | 16 | 6.9% |
| Cumberland County | 32 | 22 | 6 | 18.8% |
| Sagadahoc County | 6 | 5 | 1 | 16.7% |
| Androscoggin County | 5 | 3 | 0 | 0.0% |
| Lincoln County | 4 | 3 | 1 | 25.0% |
| Oxford County | 4 | 3 | 0 | 0.0% |
| Kennebec County | 3 | 3 | 0 | 0.0% |
| Knox County | 3 | 1 | 1 | 33.3% |
| Franklin County | 2 | 2 | 0 | 0.0% |
| Somerset County | 2 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 296 applications in 2025, of which 238 were originated and 25 denied.
8.5% of all applications, or 9.5% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Sis Bancorp, MHC originated in Maine in 2025 was 7.50%, against a statewide median of 6.88%.
About this data. Figures are Sis Bancorp, MHC's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology