Lenders handling the most VA-guaranteed loan applications for veterans and service members.
| # | Lender | Grade | VA applications | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Mortgage Research CenterColumbia, MO | C | 917 | 1,104 | 17.6% | 6.25% |
| 2 | United Shore Financial ServicesPlymouth, MI | B | 465 | 2,675 | 9.1% | 6.50% |
| 3 | Freedom MortgageBoca Raton, FL | B | 307 | 749 | 7.6% | 6.25% |
| 4 | New Day FinancialWest Palm Beach, FL | F | 286 | 294 | 24.8% | 6.99% |
| 5 | Rocket MortgagePlymouth, MI | C | 222 | 2,628 | 22.9% | 6.75% |
| 6 | CMG MortgageSan Ramon, CA | A | 161 | 2,251 | 4.2% | 6.63% |
| 7 | Navy Federal Credit UnionVienna, VA | D | 132 | 621 | 17.1% | 7.25% |
| 8 | NewrezWilmington, DE | D | 122 | 857 | 18.7% | 6.63% |
| 9 | USAA Federal Savings BankPhoenix, AZ | C | 112 | 206 | 23.3% | 6.31% |
| 10 | Guild MortgageSan Diego, CA | A | 94 | 1,838 | 5.3% | 6.63% |
| 11 | The Federal Savings BankChicago, IL | C | 93 | 119 | 12.6% | 6.38% |
| 12 | Pennymac Loan ServicesWestlake Village, CA | C | 83 | 654 | 12.5% | 6.50% |
| 13 | Loandepot.ComIrvine, CA | D | 71 | 660 | 28.3% | 6.88% |
| 14 | Lakeview Loan ServicingCoral Gables, FL | C | 65 | 313 | 45.1% | 6.25% |
| 15 | Village Capital & InvestmentHenderson, NV | C | 64 | 108 | 16.7% | 5.87% |
| 16 | Broker SolutionsTustin, CA | D | 57 | 876 | 10.3% | 6.75% |
| 17 | Fairway Independent MortgageMadison, WI | B | 55 | 509 | 3.5% | 6.63% |
| 18 | Bangor Savings BankBangor, ME | B | 48 | 4,518 | 17.2% | 7.25% |
| 19 | The Camden National BankCamden, ME | A | 37 | 2,559 | 13.2% | 6.99% |
| 20 | Total Mortgage ServicesMilford, CT | B | 33 | 441 | 3.6% | 6.88% |
| 21 | Crosscountry MortgageCleveland, OH | B | 33 | 601 | 4.2% | 6.63% |
| 22 | AmeriSave MortgageSandy Springs, GA | D | 33 | 633 | 65.4% | 8.38% |
| 23 | Nationstar MortgageCoppell, TX | C | 30 | 437 | 14.9% | 7.38% |
| 24 | Northpoint MortgageSturbridge, MA | A | 28 | 431 | 2.6% | 6.63% |
| 25 | Guaranteed RateChicago, IL | B | 28 | 500 | 5.8% | 6.50% |
| 26 | Affordable Mortgage Advisors, LLC.Pittsburgh, PA | B | 26 | 162 | 0.0% | 6.25% |
| 27 | Leaderone FinancialOverland Park, KS | D | 26 | 260 | 7.7% | 6.75% |
| 28 | Equity Prime MortgageAtlanta, GA | D | 25 | 81 | 9.9% | 6.25% |
| 29 | Kind LendingIrvine, CA | C | 21 | 118 | 21.2% | 6.63% |
| 30 | T2 FinancialWesterville, OH | B | 21 | 265 | 5.3% | 6.63% |
| 31 | LowerColumbia, MD | C | 20 | 64 | 21.9% | 6.13% |
| 32 | Mutual of Omaha MortgageSan Diego, CA | C | 19 | 266 | 16.9% | 6.38% |
| 33 | DAS Acquisition CompanySt. Louis, MO | B | 18 | 149 | 7.4% | 6.63% |
| 34 | Carrington Mortgage ServicesOrange, CA | D | 18 | 207 | 40.1% | 6.81% |
| 35 | Pentagon Federal Credit UnionMclean, VA | F | 17 | 75 | 37.3% | 7.56% |
| 36 | NBKC BankKansas, MO | B | 14 | 62 | 11.3% | 6.00% |
| 37 | Barrington Bank & Trust CompanyBarrington, IL | C | 13 | 25 | 12.0% | 6.75% |
| 38 | Homebridge Financial ServicesIselin, NJ | B | 13 | 161 | 14.9% | 9.54% |
| 39 | Texana BankLinden, TX | C | 12 | 31 | 6.5% | 5.50% |
| 40 | LoanUnited.comDuluth, GA | C | 12 | 42 | 14.3% | 6.50% |
| 41 | American FinancingAurora, CO | D | 12 | 129 | 39.5% | 6.13% |
| 42 | Movement MortgageLancaster, SC | A | 11 | 112 | 3.6% | 6.99% |
| 43 | Allied First Bank,sbOswego, IL | F | 10 | 13 | 7.7% | — |
| 44 | Megastar FinancialDenver, CO | A | 10 | 98 | 6.1% | 6.38% |
| 45 | Luminate BankMinneapolis, MN | B | 10 | 116 | 0.9% | 6.50% |
| 46 | Harborone MortgageBrockton, MA | B | 10 | 124 | 4.8% | 6.63% |
| 47 | Paramount Residential Mortgage GroupCorona, CA | B | 10 | 215 | 5.1% | 6.63% |
| 48 | Primary Residential MortgageSalt Lake City, UT | C | 9 | 98 | 8.2% | 6.88% |
| 49 | Embrace Home LoansMiddletown, RI | A | 9 | 106 | 9.4% | 6.50% |
| 50 | Sun West Mortgage CompanyCerritos, CA | B | 8 | 13 | 15.4% | 6.00% |
Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.