Harborone Mortgage in Maine vs the state
4.8%Denial rate-11.49 pts vs state
6.3%Decision denial rate-13.83 pts vs state
72.6%Origination rate+10.41 pts vs state
6.63%Median rate-0.25 pts vs state
0.21Rate spread (pts)-0.12 pts vs state
$114kMedian applicant income
90Loans originated
6Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 163 | 112 | 4.3% | 7.06% | #70 |
| 2024 | 277 | 210 | 4.7% | 6.75% | #51 |
| 2025 | 124 | 90 | 4.8% | 6.63% | #80 |
What Harborone Mortgage lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Harborone Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 31 | 18 | 2 | 6.5% |
| York County | 30 | 24 | 1 | 3.3% |
| Kennebec County | 17 | 13 | 0 | 0.0% |
| Androscoggin County | 15 | 13 | 0 | 0.0% |
| Sagadahoc County | 6 | 4 | 0 | 0.0% |
| Lincoln County | 5 | 4 | 0 | 0.0% |
| Franklin County | 4 | 4 | 0 | 0.0% |
| Oxford County | 4 | 3 | 1 | 25.0% |
| Somerset County | 3 | 3 | 0 | 0.0% |
| Hancock County | 3 | 1 | 1 | 33.3% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 124 applications in 2025, of which 90 were originated and 6 denied.
4.8% of all applications, or 6.3% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Harborone Mortgage originated in Maine in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are Harborone Mortgage's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology