Top VA lenders in Idaho (2025)

Lenders handling the most VA-guaranteed loan applications for veterans and service members.

90kApplications in ID
17.5%State decision denial rate
6.63%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Idaho ▾
#LenderGradeVA applicationsApplicationsDenial rateMedian rate
1 Mortgage Research CenterColumbia, MO C 1,050 1,154 18.5% 6.13%
2 United Shore Financial ServicesPlymouth, MI B 829 3,943 9.1% 6.12%
3 Freedom MortgageBoca Raton, FL B 468 966 8.0% 6.06%
4 Rocket MortgagePlymouth, MI C 459 4,391 13.3% 6.63%
5 New Day FinancialWest Palm Beach, FL F 335 339 18.6% 6.99%
6 Premier Mortgage ResourcesMeridian, ID B 233 2,504 2.7% 6.25%
7 Pennymac Loan ServicesWestlake Village, CA C 226 1,297 10.8% 6.50%
8 Idaho Central Credit UnionChubbuck, ID A 198 15,644 16.5% 7.00%
9 Guild MortgageSan Diego, CA A 168 2,320 3.4% 6.50%
10 NewrezWilmington, DE D 163 795 15.9% 6.63%
11 Loandepot.ComIrvine, CA D 152 1,622 14.2% 6.50%
12 Navy Federal Credit UnionVienna, VA D 151 561 17.3% 7.34%
13 Village Capital & InvestmentHenderson, NV C 138 169 22.5% 5.75%
14 The Federal Savings BankChicago, IL C 136 169 5.9% 6.25%
15 Movement MortgageLancaster, SC A 135 1,130 5.8% 6.50%
16 Crosscountry MortgageCleveland, OH B 116 705 3.0% 6.45%
17 CMG MortgageSan Ramon, CA A 111 1,087 2.5% 6.63%
18 Guaranteed RateChicago, IL B 104 984 5.3% 6.58%
19 USAA Federal Savings BankPhoenix, AZ C 97 180 27.8% 6.38%
20 Fairway Independent MortgageMadison, WI B 97 993 6.5% 6.49%
21 Lakeview Loan ServicingCoral Gables, FL C 96 399 41.6% 6.13%
22 American Pacific MortgageRoseville, CA C 89 904 4.4% 6.50%
23 Kind LendingIrvine, CA C 84 793 16.0% 6.50%
24 Toll Brothers MortgageWilmington, DE A 78 752 6.3% 6.00%
25 Broker SolutionsTustin, CA D 75 729 10.3% 6.75%
26 Evergreen Moneysource MortgageBellevue, WA B 71 910 0.3% 6.50%
27 Lennar MortgageMiami, FL A 69 561 5.4% 4.88%
28 Glacier BankKalispell, MT D 65 1,507 14.5% 6.88%
29 Synergy One LendingSan Diego, CA C 64 770 5.6% 6.38%
30 Sunflower BankDallas, TX B 61 345 1.7% 6.49%
31 Willamette Valley BankSalem, OR C 49 530 9.3% 6.38%
32 AmeriSave MortgageSandy Springs, GA D 49 636 60.1% 8.50%
33 First Colony MortgageOrem, UT A 46 518 1.5% 6.25%
34 Equity Prime MortgageAtlanta, GA D 45 132 12.1% 6.63%
35 Unnamed lender 254900M2C4Q6DATP2889 F 44 171 14.0% 6.00%
36 Planet Home LendingMeriden, CT B 44 498 6.4% 6.50%
37 Waterstone MortgageBrookfield, WI C 42 429 3.0% 6.25%
38 Clm MortgageHouston, TX A 39 378 0.5% 5.75%
39 Cornerstone Capital BankHouston, TX A 37 398 0.5% 6.13%
40 Canopy MortgageLindon, UT B 37 575 2.1% 6.38%
41 Eagle Bank and TrustLittle Rock, AR A 36 484 0.8% 6.25%
42 Allied First Bank,sbOswego, IL F 32 37 32.4% 3.00%
43 Carrington Mortgage ServicesOrange, CA D 32 197 39.6% 6.62%
44 Mutual of Omaha MortgageSan Diego, CA C 31 346 16.2% 6.25%
45 Nationstar MortgageCoppell, TX C 31 551 13.6% 8.25%
46 U.S. BankCincinnati, OH D 31 2,161 28.6% 7.35%
47 Ark-La-Tex Financial Services, LLC.Plano, TX A 28 95 1.1% 6.38%
48 Plains Commerce BankSioux Falls, SD B 27 163 3.1% 6.38%
49 Paramount Residential Mortgage GroupCorona, CA B 27 192 1.0% 6.50%
50 LowerColumbia, MD C 26 218 9.6% 6.56%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.