Newrez in Idaho vs the state
15.9%Denial rate+1.40 pts vs state
27.8%Decision denial rate+10.23 pts vs state
40.9%Origination rate-22.14 pts vs state
6.63%Median rate0.00 pts vs state
0.36Rate spread (pts)+0.21 pts vs state
$96kMedian applicant income
325Loans originated
126Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 330 | 125 | 15.8% | 6.63% | #56 |
| 2024 | 567 | 207 | 17.8% | 6.88% | #34 |
| 2025 | 795 | 325 | 15.9% | 6.63% | #23 |
What Newrez lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Newrez applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 168 | 66 | 29 | 17.3% |
| Canyon County | 129 | 41 | 28 | 21.7% |
| Kootenai County | 89 | 45 | 12 | 13.5% |
| Nez Perce County | 63 | 41 | 6 | 9.5% |
| Bonneville County | 46 | 15 | 9 | 19.6% |
| Bonner County | 39 | 9 | 10 | 25.6% |
| Elmore County | 28 | 12 | 5 | 17.9% |
| Bannock County | 24 | 12 | 2 | 8.3% |
| Twin Falls County | 20 | 9 | 3 | 15.0% |
| Payette County | 19 | 9 | 1 | 5.3% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 795 applications in 2025, of which 325 were originated and 126 denied.
15.9% of all applications, or 27.8% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Newrez originated in Idaho in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Newrez's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology